Ensure a secure B2B payment process. Lock funds before the work starts and release them automatically when milestones are validated.
Paycifi is a smart platform built to guarantee a secure B2B payment process. We automate simple and multiparty financial agreements to eliminate traditional frictions like conditional payments, contract disputes, and settlement delays. Essentially, our system programs trust into every transaction. Paycifi executes payment terms exactly as agreed and simplifies dispute resolution through integrated arbitration.
- Social and Email onboarding
- PIN-based transaction approval
- Fiat to stablecoin rails
- MPC Management
Proven Infrastructures
Paycifi operates as a secure B2B payment platform by merging the power of Web3 smart contracts with Web2 simplicity. Consequently, it functions as intuitively as a traditional gateway. The system actively supports advanced mechanics like milestones, revenue sharing, conditional payouts, and built-in arbitration. Furthermore, upcoming integrations, such as data oracles and fiat on/off-ramps will completely abstract blockchain complexity for the end user.
Paycifi addresses the growing demand for a secure B2B payment solution, especially among SMEs, freelancers, and regulated professions. Specifically, the platform reduces transaction costs to 0.5–5%, compared to the 3–20% charged by traditional models. Furthermore, it accelerates settlement times by triggering instant funds release upon approval. Ultimately, this transparent process lowers dispute risks and removes regulatory barriers by leveraging blockchain as the fundamental trust layer.
As a programmable infrastructure, Paycifi aims to set the new standard for every secure B2B payment. Consequently, it enables businesses and freelancers to execute multi-party financial agreements without relying on traditional banks or escrow agents. The protocol directly locks funds in non-custodial smart contracts on EVM-compatible blockchains. Furthermore, the system releases these funds only after participants validate predefined conditions. This programmable escrow mechanism guarantees client solvency, service compliance, and mutual protection. In essence, Paycifi automates trust exactly where lawyers establish the legal framework.
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If a dispute arises, any party can trigger arbitration through Paycifi. It is strongly recommended that all parties have agreed in advance to accept the arbitrator’s decision to resolve the conflict efficiently. Otherwise, a court ruling can still be enforced.
Once arbitration is triggered, the funds are automatically moved to a new smart contract with the allocation reset. Only the arbitrator, either independently or following a court decision, will be able to assign a new allocation among the parties, including a predefined fee for their service.
Yes. Paycifi enhances legal compliance by providing a transparent, enforceable, and auditable payment mechanism. Paycifi uses the blockchain itself as the escrow, ensuring funds remain non-custodial and secure until all predefined conditions are met. The platform acts as a service layer on top of this escrow, making it easy to create, manage, and execute conditional payments without intermediaries. It does not replace contracts but complements them. For international use, it is advised to pair your Paycifi deal with a signed agreement or clear email confirmation to reinforce legal enforceability if needed.
Not necessarily. The upcoming version of the platform (V2) will support smart accounts and fiat on/off-ramp integrations, allowing users to operate entirely in euros or dollars without any blockchain knowledge or wallet setup.In this regard, Paycifi is supported by the Walloon government to integrate its Web2.5 modules.
Paycifi is faster (real-time release upon validation), more cost-efficient, and more flexible. You define the payment rules, select your partners and arbitrator, and keep full control over the deal. No third party holds your funds and there are no hidden fees.
Unlike platforms such as Fiverr, which tend to favor buyers in dispute resolution, Paycifi offers a balanced framework where both parties have equal control and transparency throughout the transaction.
No. Thanks to its blockchain-based infrastructure, Paycifi does not act as a financial intermediary and never holds user funds. The smart contract itself serves as the escrow, making the system non-custodial by design. This removes the need for costly licenses or regulatory approval, while ensuring full transparency and auditability on-chain.
To guarantee the integrity of the mechanism, security audits have been conducted and will continue to be performed to validate the correct execution of the smart contract code.
